Income Protection (Key Person)
Employed (Working for a company)

As an employee, you and your family depend on the certainty of your weekly/monthly salary.  If this income was to stop, the financial stress would be devastating. At On Point Wealth, we consider all your income requirements and find the most appropriate policy to suit your needs.

Business Loan Protection

 It is important to ensure that your business has access to sufficient funds to meet loan repayments and protect its assets should any of your key employees die, become totally and permanently disabled or suffer a critical illness. On Point Wealth can work with your company and liaise with your lender to determine the appropriate level of cover for your business.

Self Employed (You work for yourself)
Whether you manage a business with multiple staff or you’re a tradie working for yourself, the income your business makes is more than just profit – it’s your and your family’s livelihood. On Point Wealth can find a range of options to protect this income and cover your business costs.

 

Business Protection (Key Person)
Business Revenue Protection

 By protecting directors or key employees who are vital to your business profitability and productivity, your business can continue to operate with minimal disruption in the event of unforeseen circumstances. On Point Wealth can work with you and your company to provide the best solution.

Business Loan Protection

 It is important to ensure that your business has access to sufficient funds to meet loan repayments and protect its assets should any of your key employees die, become totally and permanently disabled or suffer a critical illness. On Point Wealth can work with your company and liaise with your lender to determine the appropriate level of cover for your business.

Partnership & Buy Sell Protection
 On Point Wealth can work with all business partners to come up with funding options to protect all parties and their families in the event of death, total and permanent disablement or a critical illness.